Attune
Businessowners' Policy (BOP), Workers' Compensation (WC), Commercial Flood Insurance, Cyber Liability Insurance, General Liability and Professional Liability
BOP: 15% new business and 12.5% renewal
WC (Highly Preferred Classes): 14% new and 10% renewal
WC (Preferred/Standard Classes): 12% new and 10% renewal
WC (Non-Preferred Classes): 10% new and 8% renewal
Flood: 10% new business and 8% renewal
GL and PL: 15% new and 12.5% renewal
Cyber: 15% new and 15% renewal
Commissions paid by Carrier
All lines of business noted above are available in the state of New Jersey.
The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Personal Lines: Chubb Personal Risk Services offers a multiproduct solution designed for high-net-worth individuals and families, delivering tailored coverage, proactive risk management guidance, and exceptional claims service.
Product offerings include Homeowners, Auto (personal and classic car), Valuable Articles, Primary & Excess Liability, Recreational Marine (Yachts & Boats), Flood, Personal Cyber, and Travel Insurance
Benefits include an expansive suite of risk management services, designed to prepare for, prevent, and protect your clients’ most valuable assets- complementing the insurance protection they already have through Chubb.
Commercial Lines: Chubb Commercial Insurance offers a wide range of products and coverages for businesses of every size including small businesses, lower and mid-market companies, and large multinational organizations. Working together, our underwriters, risk consulting, and claims professionals tailor industry-specific solutions for each of our clients.
Product offerings include Business Owner’s Policy (BOP) for small businesses, package policies (property and general liability) for lower & midmarket placements, auto, workers’ compensation, umbrella & excess, multi-national solutions, a suite of management liability products professional liability, cyber, inland marine, ocean cargo, environmental insurance including TankSafe, surety, and product recall.
Chubb Risk Consulting offers access to our global network of nearly 500 in-house risk engineers, who deliver customized solutions to address the unique challenges and exposures businesses encounter. Our risk engineers collaborate closely with companies to anticipate risks and help minimize potential costs.
Accident & Health: We deliver innovative accident and health insurance programs to meet the unique needs of today’s market. Insurance coverages include Business Travel Accident, Participant Accident, Student Accident, Voluntary Benefits, and Occupational Accident.
Farm & Ranch: From hobby homesteads to apple orchards, cattle ranches to corporate farming operations - and everything in between – Chubb has the flexibility to customize an insurance program to specifically fit the needs of your clients.
Broker and Independent Agent Compensation
Commissions paid by Independent Market Solutions
Chubb is licensed in all 50 States.
You can gain access to Chubb insurance offerings as a sub-producer to Independent Market Solutions (IMS), operating under the agency agreement in place between IMS and certain Chubb underwriting companies. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The sub-producer agreement will be provided after the appointment is approved by Chubb.
Business Owners Policy (BOP), General Liability (GL), Professional Liability (PL)
How to Quote Small Business Insurance Quickly with Coterie (video)
TOP 100 Business Classes Where Coterie writes 100% Businesses
For BOP/GL/PL: 15% new and renewal
Commissions paid by Independent Market Solutions
BOP and GL are available in all states
PL is currently available in all states except: CO, FL, IL, LA, MA, MN, MT, NH, NY, ND, VT, VA
The Coterie agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Artisan Contractors, Licensed Trades, Residential and Commercial Contractors, Personal Services, Event Services, Pet Services, eCommerce, Home-based Commerce Business, Online Marketplace Sellers (Amazon etc.)
15.5% new business
13% renewal
Contractors, Personal Services and eCommerce
No location restriction on any classes except exterior contracting work in the NYC boroughs
Cross-state work accepted
No product sourcing restriction for ecommerce classes
New ventures accepted
100% insured sub contractors accepted
No new construction work
Foxquilt appointment gives the sub producer direct access to the agenbt portal - Foxden - for instant quote, bind and manage access. The Foxquilt agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Commercial and Personal Auto, Renters, Motorcycle, Boat and Recreational Vehicles
Personal Auto w/ proof of prior, no lapse in coverage, safe driver, and HO NEW: 13%
Personal Auto w/ proof of prior, no lapse in coverage, safe driver, and HO REN: 8%
Personal Auto w/ proof of prior, no lapse in coverage and No HO NEW: 11%
Personal Auto w/ proof of prior, no lapse in coverage and No HO REN: 8%
Personal Auto w/ No proof of prior auto ins and No HO NEW: 8%
Personal Auto w/ No proof of prior auto ins and No HO REN: 6%
Motorcycle NEW: 13%
Motorcycle REN: 8%
Boat NEW: 8%
Boat REN: 8%
Recreational Vehicle NEW: 8%
Recreational Vehicle REN: 8%
Commercial Auto NEW: 8%
Commercial Auto REN: 8%
Commissions paid by Independent Market Solutions
Progressive appointments are available for consideration statewide.
Agents must write two policies per month.
Agency must have access to three or more auto carriers. May be two auto carriers if one is preferred.
Agency must have 1 year of agency ownership experience, (this can be with a different agency) but Progressive will consider less tenured agencies if they have 3+ years of agency management experience.
Must be in good standing with Progressive
Must not have been previously terminated by Progressive
Applicant must operate and maintain a storefront or retail location for their operation
Agency must maintain both and agency license and a producer license
Please email marketing@imsaccess.com for a copy of the agreement.
Personal Lines: Pet Insurance
Prudent Pet offers Comprehensive Accident & Illness plans or Accident-Only plans, with the ability to customize coverage and pricing options that work best for your customer’s budget. Pet insurance works on a reimbursement basis. The customer pays the vet directly, then submits their bill and we reimburse eligible expenses.
Annual limits from $2,500 to Unlimited
Deductibles from $100 to $1,000
Reimbursement Rates at 70%, 80% and 90%
Optional Coverage add-on’s include: Veterinary Exam Fee Coverage and/or Optional Wellness Coverage.
All Lines- 18% new business, 10% renewal
Commissions paid by Carrier
Personal Lines: Prudent Pet insurance is available statewide. Company requires a minimum of 100 policyholders for appointment consideration.
The Prudent Pet agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
General Liability, Liquor Liability, Assault & Battery for Hospitality
Risks are written with Clear Blue Specialty and United National Group.
Franchise Food General Liability, Property Plus Workers’ Compensation
Risks are written with Crum & Forster Specialty Insurance.
Clear Blue Specialty General Liability: 10% new business,10% renewals
United National General Liability: 10% new business,10% renewals
Crum & Forster General Liability, Property and Workers’ Compensation: 10% new business, 10% renewals
Commissions paid by Carrier
General Liability, Liquor Liability, and Assault & Battery for Hospitality Risks are available in all states except for VT and the District of Columbia. The Franchise Food package is available in all 50 states.
The RMS Hospitality Group agency agreement is between Independent Market Solutions (IMS) and RMS Hospitality Group. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Auto, BOP, Cyber, Cyber Surplus, Excess Liability, GL, LRO, Management Liability, MPL, Products Liability, Property, Terrorism, Motor Truck Cargo, Trucking Liability, Umbrella, Vacant Property, WC, Workplace Violence
Competitive Commissions vary by carrier and product currently range from 6-19%
Commissions paid by Carrier
The Semsee agreement is between Independent Market Solutions (IMS) and Semsee. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the Semsee agreement.
(Personal Lines Only) Automobile, Homeowners, Dwelling Fire, Specialty Lines
Auto – up to 10% New and Renewal
Home – up to 18% New and Renewal
Specialty Lines – Varies depending on product. Available upon Request
Commissions paid by Independent Market Solutions
Agency is operational for a minimum of 3 years.
Agency must operate and maintain a retail location for their operation
Size of agency staff 3+
Agency preferably has and follows a formal written business plan
Automation is in place. Agency management system as well as a comparative rater.
Agency has a personal lines focus, with a strong quote flow, and an appetite to grow their agencies preferred auto and umbrella insurance.
Minimum new business expectation is 2-3 preferred auto/umbrella sales a month with Travelers.
Profitable with current carriers
Agency committed to using Travelers Customer Care Center(CCC) Program
Travelers has temporarily suspended partnering with new agents in New Jersey.
The Travelers agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Contract will be provided after appointment approved by Travelers.
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