NEW YORK

IMS-New York Participating Carriers

Access to IMS is available at no charge to Big I New York members.

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Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.

Personal Lines
Chubb, Foremost Signature Home & Auto, JIBNA, Progressive, Prudent Pet, Travelers

Commercial Lines
Attune, Chubb, CNA Surety, Coterie, Progressive, RMS Hospitality

Returning agent?

If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Jean Bloszinsky.

Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.

Attune

Programs Available

Businessowners' Policy (BOP), Workers' Compensation (WC), Commercial Flood Insurance, Cyber Liability Insurance, General Liability and Professional Liability

Commission Rate

BOP 15% new business and 12.5% renewal
WC 12% new business and 10% renewal
Flood 10% new business and 8% renewal
GL and PL 15% new and 12.5% renewal
Cyber 15% new and 15% renewal

Commissions paid by Carrier

Market Availability

All lines of business noted above are available in the state of New York.

Agency Agreement

The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

attuneagencyagreement.pdf

Chubb

Programs Available

Personal Lines: Appetite includes providing a multiproduct solution to high network clients. Core product offerings are Homeowners, Auto (Personal and Collector Car), Valuable Articles, Primary & Excess Liability, Recreational Marine (Yachts & Boats), and Farm & Ranch.

Commercial Lines: Insurance coverages for Small Business and Lower Middle Market segments. Product offerings include Business Owner’s Policy, package policies (general liability and property liability), auto, workers’ compensation, umbrella/excess, international solutions, management liability, professional liability, cyber, inland marine, ocean cargo, environmental solutions, and product recall.

Programs Available: Self-Storage, Title Services, Vacant Land/Vacant Building, Agricultural Pivot & Irrigation Insurance, Chubb Surety Marketplace: transactional surety placements, TankSafe: pollution insurance for underground and above ground storage tanks.

Commission Rate

Broker and Independent Agent Compensation

Commissions paid by Independent Market Solutions

Market Availability

Available in New York and Connecticut (Personal Lines appointments are not currently available for Suffolk County, NY)

Agency Agreement

The Chubb agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The contract will be provided after the appointment is approved by Chubb.

Website

chubb.com

CNA Surety

Programs Available

The commercial surety market includes numerous types of bonds categorized as court judicial, court fiduciary, public official, license and permit, and many miscellaneous bonds that include guarantees of financial performance. CNA Surety companies also write fidelity bonds, which cover losses arising from employee dishonesty and errors & omissions liability insurance. Contract bonds guarantee the performance of obligations covered by a written agreement between two parties. The most common types include bid, performance, and payment bonds.

CNA Surety understands the needs of its customers and has built itself to be responsive, flexible, and focused on satisfying the unique requirements of each one of its customers. We can provide custom-tailored surety solutions to virtually all segments of the market, regardless of size or circumstance. This explains our continued success and validates our potential for growth.

Commission Rate

For each bond that we write, our insurance producer is paid a commission that is based upon a percentage of the bond premium. That percentage varies based upon a number of factors some of which are: the type of bond, state of the bond obligation, and contractual arrangements with producers. We offer our producers a competitive commission package to complement our outstanding service capabilities. A schedule of commissions will be provided during the appointment process.

Commissions paid by Independent Market Solutions

Market Availability

CNA Surety provides a full range of surety and fidelity bonds in all 50 states, Canada and Puerto Rico. CNA Surety has the capacity, experience, and dedication to serve a full range of bonding needs, from the smallest commercial bonds to multi-million dollar contract bonds.

Agency Agreement

The Agency agreement is between CNA Surety and Independent Market Solutions (IMS). When you agree to and e-sign the IMS sub-producer agreement, you also agree to all of the terms and conditions contained within the CNA Agency agreement, which will be provided during the appointment process.

Coterie

Commission Rate

For BOP/GL: 15% new and renewal

Commissions paid by Independent Market Solutions

Market Availability

BOP/GL/PL is available in all states

Agency Agreement

The Coterie agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

CoterieIMSSignedProducerAgreement6.pdf

Foremost Signature Auto & Home

Programs Available

Foremost SignatureSM: Standard and Preferred Home & Automobile, Condominium Unit Owner, Personal Excess Liability Policy, Renters

Commission Rate

Commissions ranging from 8% to 15% based on line of business.

Commissions paid by Independent Market Solutions

Market Availability

Foremost has temporarily suspended partnering with new agents in the state.

Agency Agreement

Foremost Signature Auto & Home agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The contract will be provided after the appointment is approved by Foremost.

Website

foremost.com

JIBNA

Programs Available

Personal Jewelry

Commission Rate

20% on new business (fully complete submissions)
10% on renewals and endorsements

Commissions paid by Carrier

Market Availability

Available in all states and DC (approved but currently not writing in Kentucky)
Individual item limit $500,000; Schedules $2.5 million (higher limits available)
Minimum premium $50 (Worldwide coverage)
No blanket coverage
Special perils (All Risk) coverage including mysterious disappearance
No-deductible standard coverage (100/250/500/1000 available)
Exposure rated
Older appraisals (typed) acceptable

Agency Agreement

The JIBNA (Jewelry Insurance Brokerage of North America) agency agreement is between
Independent Market Solutions (IMS) and JIBNA.  When you agree to and e-sign the sub-
producer agreement during this application process, you also agree to the instructions,
guidelines, policies and procedures contained in the agency agreement

Read the Agency Agreement

BrokerAgreement9.pdf

Progressive

Programs Available

Commercial and Personal Auto, Renters, Motorcycle, Boat and Recreational Vehicles

Commission Rate

Personal Auto w/ proof of prior auto ins, no lapse in coverage and owned home NEW: 12%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and owned home REN: 8%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and no owned home NEW: 10%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and no owned home REN: 8%
Personal Auto w/ No proof of prior auto ins and No owned home NEW: 8%
Personal Auto w/ No proof of prior auto ins and No owned home REN: 6%
Motorcycle NEW: 13%
Motorcycle REN: 8%
Boat NEW: 8%
Boat REN: 8%
Recreational Vehicle NEW: 8%
Recreational Vehicle REN: 8%
Commercial Auto NEW: 8%
Commercial Auto REN: 8%

Commissions paid by Independent Market Solutions

Market Availability

Progressive has temporarily suspended partnering with new agents in New York.

Agency Agreement

Please email marketing@imsaccess.com for a copy of the agreement.

Prudent Pet

Programs Available

Personal Lines: Pet Insurance (Prudent Pet offers Comprehensive Accident & Illness plans or Accident-Only plans, with the ability to customize coverage and pricing options that work best for your customer’s budget. Pet insurance works on a reimbursement basis. The customer pays the vet directly, then submits their bill and we reimburse eligible expenses.

Annual limits from $10,000 to Unlimited

Deductibles from $100 to $1,000

Reimbursement Rates at 70%, 80% and 90%

Optional Coverage add-on’s include: Veterinary Exam Fee Coverage and/or Optional Wellness Coverage.

Commission Rate

All Lines- 18% new business, 10% renewal

Commissions paid by Carrier

Market Availability

Personal Lines: Prudent Pet insurance is available statewide. Company requires a minimum of 100 policyholders for appointment consideration.

Agency Agreement

The Prudent Pet agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

RMS Hospitality Group

Programs Available

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks are written with Clear Blue Specialty and United National Group. Franchise Food General Liability and Property plus WC are written with Crum & Forster Specialty Insurance.

Commission Rate

Clear Blue Specialty General Liability 10% new and 10% renewal.
United National General Liability 10% new and 10% renewal.
Crum & Forster General Liability, Property and WC 10% new business and 10% renewal.

Commissions paid by Carrier

Market Availability

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks is available in all states except for VT and the District of Columbia DC. The Franchise Food package is written in all 50 states.

Agency Agreement

The RMS HG agency agreement is between Independent Market Solutions (IMS) and RMS Hospitality Group. When you agree to and e-sign the sub producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Note some programs and Excess and Surplus Lines.

Read the Agency Agreement

RMS-Sub-Broker-Agreement6.pdf

Website

rmshg.com

Travelers

Programs Available

(Personal Lines Only) Automobile, Homeowners, Dwelling Fire, Specialty Lines

Commission Rate

Auto – up to 10% New and Renewal
Home – up to 18% New and Renewal
Specialty Lines – Varies depending on product. Available upon Request

Commissions paid by Independent Market Solutions

Market Availability

Agency is operational for a minimum of 3 years.
Agency must operate and maintain a retail location for their operation
Size of agency staff 3+
Agency preferably has and follows a formal written business plan
Automation is in place. Agency management system as well as a comparative rater.
Agency has a personal lines focus, with a strong quote flow, and an appetite to grow their agencies preferred auto and umbrella insurance.
Minimum new business expectation is 2-3 preferred auto/umbrella sales a month with Travelers.
Profitable with current carriers
Agency committed to using Travelers Customer Care Center(CCC) Program

Agency Agreement

The Travelers agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Contract will be provided after appointment approved by Travelers.

APPLY FOR MARKET ACCESS

Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.