NORTH CAROLINA

IMS-North Carolina Participating Carriers

Access to IMS is available at no charge to IIANC members, and there are no minimum premium volume requirements.

Not a member? Join!

Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.

Returning agent?

If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Kim Edgar.

Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.

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Attune

Programs Available

Business Owners Policy (BOP), Workers' Compensation, Excess Liability The BOP is on Blackboard Insurance Company (AIG) and the Excess is on New Hampshire Insurance Company (AIG) paper. The WC is on Employers Insurance Company paper

Commission Rate

BOP and Excess-16% new business , 15% renewal WC- 10% new business and 8% renewal

Market Availability

BOP and Excess all states except AK, CT, MA, HI
WC Available in all states except AK, DE,HI, ND, OH, WA, WY
Bundle Solution (BOP & WC) in all states except AK, CT, DE, HI, MA, ND, OH, WA and WY

Agency Agreement

The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

attuneagencyagreement3.pdf

Lighthouse Property Insurance Corp.

Programs Available

Homeowners, Dwelling Fire, Flood and Excess Flood

Commission Rate

12% Homeowners and Dwelling Fire, new, 10% renewal; 12% Flood and Excess Flood, new and renewal.

Market Availability

Lighthouse appointments are currently offered in all counties, but are not guaranteed and are based on market capacity.

Agency Agreement

The Lighthouse Property Insurance Corp. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

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MetLife Auto & Home

Programs Available

Homeowners, Automobile, Landlord Dwelling, Excess Liability Policy

Commission Rate

MetLife Grand Protect Package 14% new and 12% renewal
MetLife Combo Package 14% new and 11% renewal.
Monoline Auto, home and other products 10% new and 9% renewal
Youthful Driver 8% new and 8% renewal

Market Availability

MetLife Auto & Home offers appointments in the following counties: Wake, Orange, Chatham, Guilford, Forsyth, Alamance, Durham, and Buncombe.

Agency must write a minimum of 2 Policies a month to maintain appointment.
Agency must have consistent monthly flow of multi-line new business.
Agency must have a minimum of 12 months agency ownership experience.
We will not consider Start-Up Agencies,
Agent must not have been previously terminated by Metlife Auto & Home.
Agency must be Profitable with current Carriers.
Agency must fully complete the MetLife Profile form in its entirety to be considered. (provided in market access application confirmation).
Appointments are not guaranteed and are based on market capacity.

Agency Agreement

MetLife Auto & Home agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Progressive

Programs Available

Personal Auto w/ proof of prior auto ins, no lapse in coverage and HO NEW: 12%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and HO REN: 8%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and No HO NEW: 10%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and No HO REN: 8%
Personal Auto w/ No proof of prior auto ins and No HO NEW: 8%
Personal Auto w/ No proof of prior auto ins and No HO REN: 8%
Renters ( HO4) NEW: 13%
Renters ( HO4) REN: 13%
Motorcycle NEW: 13%
Motorcycle REN: 8%
Boat NEW: 8%
Boat REN: 8%
Recreational Vehicle NEW: 8%
Recreational Vehicle REN: 8%
Commercial Auto NEW: 8%
Commercial Auto REN: 8%

Market Availability

Agents must write two policies per month.
Must be in good standing with Progressive
Must not have been previously terminated by Progressive
Applicant must operate and maintain a storefront or retail location for their operation

Agency Agreement

Please email marketing@imsaccess.com for a copy of the agreement.

RMS Hospitality Group

Programs Available

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks are written with Clear Blue Specialty and United National Group. Franchise Food General Liability and Property plus WC are written with Crum & Forster Specialty Insurance.

Commission Rate

Clear Blue Specialty General Liability 10% new and 10% renewal.
United National General Liability 10% new and 10% renewal.
Crum & Forster General Liability, Property and WC 10% new business and 10% renewal.

Market Availability

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks is available in all states except for VT and the District of Columbia DC. The Franchise Food package is written in all 50 states.

Agency Agreement

The RMS HG agency agreement is between Independent Market Solutions (IMS) and RMS Hospitality Group. When you agree to and e-sign the sub producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Note some programs and Excess and Surplus Lines.

Read the Agency Agreement

RMS-Sub-Broker-Agreement4.pdf

Website

rmshg.com

Universal North America Insurance Co.

Programs Available

Homeowners and Dwelling Fire.

Commission Rate

12%, new and renewal.

Market Availability

Appointments are offered statewide.

Agency Agreement

The Universal North America Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Website

uihna.com

UPC Insurance

Programs Available

Homeowners HO 3 and HO 5, Condos HO 6 and Renters HO 4 as well as Flood.

Commission Rate

12% new and renewal on HO forms, 17% new and renewal on Flood.

Market Availability

Appointments are offered in statewide except for the following counties, cities, and towns: Brunswick, Carteret, Craven, Dare, New Hanover, Onslow, and Pender counties; Goldsboro, Greenville, Kinston, Washington, and Wilson.

Agency Agreement

The United Property & Casualty Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

UPC-IMS-Agency-Agreement2.pdf

V3 Insurance

Programs Available

The V3iconnect Comp Program is a state of the art internet Based Workers’ Compensation program designed for single and multi-state risk with full on-line quote and bind capabilities.

Small to medium sized employers, With premium ranges between $5,000.00-$200,000.00 .
V3 accepts New Ventures in all industries other than Construction.
Experience mods between 0.75 and 1.69 - other mod ranges is a referral
Wide range of industries including but not limited to construction, servicing and manufacturing

Commission Rate

Commission rate is 8% new and renewal

Market Availability

The is a nationwide program that is available in all states except Alabama

Agency Agreement

The V3 agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

v3agencyagreement2.pdf

APPLY FOR MARKET ACCESS

Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.