NORTH CAROLINA

IMS-North Carolina Participating Carriers

Access to IMS is available at no charge to IIANC members, and there are no minimum premium volume requirements.

Not a member? Join!

Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.

Returning agent?

If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Kim Edgar.

Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.

Attune

Programs Available

Business Owners Policy (BOP), Workers' Compensation, Excess Liability The BOP is on Blackboard Insurance Company (AIG) and the Excess is on New Hampshire Insurance Company (AIG) paper. The WC is on Employers Insurance Company paper

Commission Rate

BOP and Excess-16% new business , 15% renewal WC- 10% new business and 8% renewal

Market Availability

BOP and Excess all states except AK, CT, MA, HI
WC Available in all states except AK, DE,HI, ND, OH, WA, WY
Bundle Solution (BOP & WC) in all states except AK, CT, DE, HI, MA, ND, OH, WA and WY

Agency Agreement

The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

attuneagencyagreement3.pdf

Lighthouse Property Insurance Corp.

Programs Available

Homeowners, Dwelling Fire, Flood and Excess Flood

Commission Rate

12% Homeowners and Dwelling Fire, new, 10% renewal; 12% Flood and Excess Flood, new and renewal.

Market Availability

Lighthouse appointments are currently offered in all counties, but are not guaranteed and are based on market capacity.

Agency Agreement

The Lighthouse Property Insurance Corp. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

MetLife Auto & Home

Programs Available

Homeowners, Automobile, Landlord Dwelling, Excess Liability Policy

Commission Rate

GrandProtect Package 14% new and 12% renewal, Combo Package 14% new and 11% renewal, Monoline Auto 10% new and 9% renewal

Market Availability

MetLife Auto & Home offers appointments in all NC counties except coastal areas and Charlotte/Mecklenburg. Appointments are not guaranteed and are based on market capacity.

Agency Agreement

MetLife Auto & Home agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

MetLife Small Commercial

Programs Available

Business Owners Policy (BOP) and Commercial Auto

Commission Rate

BOP 15% new and 12% renewal, Commercial Auto 10% new and 10% renewal

Market Availability

Agency must have a non-residence license to write in other states.

Agency Agreement

MetLife Small Commercial agreement is between Independent Market Solutions (IMS) and Dovetail. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

metlifeagencyagreementcommercial.pdf

Universal North America Insurance Co.

Programs Available

Homeowners and Dwelling Fire.

Commission Rate

12%, new and renewal.

Market Availability

Appointments are offered statewide.

Agency Agreement

The Universal North America Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Website

uihna.com

UPC Insurance

Programs Available

Homeowners HO 3 and HO 5, Condos HO 6 and Renters HO 4 as well as Flood.

Commission Rate

12% new and renewal on HO forms, 17% new and renewal on Flood.

Market Availability

Appointments are offered in statewide except for the following counties, cities, and towns: Brunswick, Carteret, Craven, Dare, New Hanover, Onslow, and Pender counties; Goldsboro, Greenville, Kinston, Washington, and Wilson.

Agency Agreement

The United Property & Casualty Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

UPC-IMS-Agency-Agreement2.pdf

APPLY FOR MARKET ACCESS

Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.