FLORIDA
IMS-Florida Participating Carriers
Florida
Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.
IMS-Florida partners with the following companies: American Traditions Insurance Co., Avatar Insurance, Attune , Cypress Property & Casualty Insurance, Florida Home Builders Insurance EDGE (general liability), Heritage Insurance, United Property & Casualty Insurance, and Universal North America Insurance Co.
Access to IMS is available at no charge to FAIA members. Not a member? Join!
Returning agent?
If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Kim Edgar.
Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.
American Traditions Insurance Co.
Mobile Homeowners, Homeowners, Mobile Homeowners Dwelling Fire (DP1), Homeowners Dwelling Fire (DP3), Renters HO4/MH4.
11% New/Renewal - Mobile Homes & DP1, 15% New and Renewal - Homeowners (HO3 & HO6), 15% New and Renewal - Homeowners Dwelling Fire (DP3), 15% for New and Renewal business - Renters HO4/MH4. Commission paid is on non-hurricane premium only.
There is no availability for new appointments in Bay, Broward, Calhoun, Duval, Escambia, Franklin, Gulf, Highlands, Holmes, Indian River, Jackson, Jefferson, Liberty, Madison, Martin, Miami-Dade, Okaloosa, Orange, Osceola, Palm Beach, Polk Santa Rosa, St Lucie, Taylor, Volusia, Wakulla, Walton and Washington Counties at this time.
The ATIC/MUSA agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Attune
Business Owners Policy (BOP), Workers' Compensation, Excess Liability The BOP is on Blackboard Insurance Company (AIG) and the Excess is on New Hampshire Insurance Company (AIG) paper. The WC is on Employers Insurance Company paper
BOP and Excess-16% new business , 15% renewal WC- 10% new business and 8% renewal
BOP and Excess all states except AK, CT, MA, HI
WC Available in all states except AK, DE,HI, ND, OH, WA, WY
Bundle Solution (BOP & WC) in all states except AK, CT, DE, HI, MA, ND, OH, WA and WY
The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Avatar Insurance
Homeowners, Mobile Home.
10%, new and renewal.
Most Florida counties are currently open except for Broward, Hillsborough, Martin, Manatee, Miami-Dade, Monroe, Palm Beach, Pasco, Pinellas, St. Lucie, Sarasota.
The Avatar agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Cypress Property & Casualty Insurance
Homeowners, Condominium, Dwelling Fire, & Artisan Contractor General Liability
10% New/Renewal for Homeowners, Condominium & Dwelling Fire / 15% New/Renewal for Artisan Contractor General Liability
GL appointments open statewide & most Florida counties are open for personal lines business except for Broward County, Escambia County, Franklin County, Gadsden County, Holmes County, Jackson County, Miami-Dade County, Monroe County, Okeechobee County, Palm Beach County, Santa Rosa County, Wakulla County, Washington County.
The Cypress agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Florida Home Builders Insurance EDGE
General Liability for contractors, main street businesses, hospitality: hundreds of General Liability class codes.
9% new and renewal; no commission paid on policy fees.
Available statewide.
The Florida Home Builders Insurance EDGE agreement is between Independent Market Solutions (IMS) and FHBI. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Heritage Insurance
Homeowners and Dwelling Fire.
10%, new and renewal.
Most Florida counties are currently open except for Broward, Miami-Dade, and Palm Beach. For an agency to be considered, a minimum of two new business applications per month will be required.
The Heritage Insurance agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
MetLife Auto & Home
Automobile, Personal Liability Policy
Auto Plus (Auto plus any other line of business excluding renters) 13% new and 12% renewal, Monoline Auto and other products (excluding home) 10% new and 9% renewal, Youthful Driver 8% new and 8% renewal
MetLife Auto & Home is offering appointments in most counties except Tri-County and Panhandle counties. Agents must write two policies per month. No start up agencies. Appointments are not guaranteed and are based on market capacity.
MetLife Auto & Home agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
MetLife Small Commercial
Business Owners Policy (BOP) and Commercial Auto
BOP 16% new and 13% renewal, Commercial Auto 11% new and 11% renewal
Agency must have a non-residence license to write in other states.
MetLife Small Commercial agreement is between Independent Market Solutions (IMS) and Dovetail. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Swyfft
Homeowners (HO3)
Homeowners 13% new and 10% renewal
Contracting with agents in Florida except in Tri- County and Monroe County.
Agency agreement: Swyfft producer agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Read the Agency Agreement
United Property & Casualty Insurance Co.
Homeowners and Dwelling Fire.
12% new, 10% renewal.
Most Florida counties are currently open except for Broward, Collier, Hillsborough, Lee, Miami-Dade, Palm Beach and Pinellas. For an agency to be considered, a minimum of three new business applications per month will be required.
The United Property & Casualty Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Universal North America Insurance Co.
Homeowners and Dwelling Fire.
10%, new and renewal.
Appointments are offered statewide except for in Pasco and Hernando counties.
The Universal North America Insurance Co. agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
APPLY FOR MARKET ACCESS
Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.