NEW JERSEY

IMS-New Jersey Participating Carriers

Access to IMS is available at no charge to Big I New Jersey members.

Not a member? Join!

Appointments are based on mutually beneficial and profitable relationships.

Returning agent?

If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Kim Edgar.

Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.

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Attune

Programs Available

Business Owners Policy (BOP), Workers' Compensation, Excess Liability
The BOP is on Blackboard Insurance Company (AIG), the Excess Liability is on New Hampshire Insurance Company (AIG) paper, and the Workers’ Compensation is on Employers Insurance Company paper.

Commission Rate

Business Owners Policy: 16% new business, 15% renewals
Excess Liability: -16% new business, 15% renewals
Workers’ Compensation: 10% new business,8% renewals

Market Availability

The Business Owners Policy and Excess Liability are available in all states except AK, CT, MA, and HI.
Workers’ Compensation is available in all states except AK, DE,HI, ND, OH, WA, and WY.
A bundle solution (BOP & Workers’ Compensation) is available in all states except AK, CT, DE, HI, MA, ND, OH, WA and WY.

Agency Agreement

The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

attuneagencyagreement2.pdf

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JIBNA

Programs Available

Personal Jewelry

Commission Rate

20% on new business (fully complete submissions)
10% on renewals and endorsements

Market Availability

Available in all states and DC (approved but currently not writing in Kentucky)
Individual item limit $500,000; Schedules $2.5 million (higher limits available)
Minimum premium $50 (Worldwide coverage)
No blanket coverage
Special perils (All Risk) coverage including mysterious disappearance
No-deductible standard coverage (100/250/500/1000 available)
Exposure rated
Older appraisals (typed) acceptable

Agency Agreement

The JIBNA (Jewelry Insurance Brokerage of North America) agency agreement is between
Independent Market Solutions (IMS) and JIBNA.  When you agree to and e-sign the sub-
producer agreement during this application process, you also agree to the instructions,
guidelines, policies and procedures contained in the agency agreement

Read the Agency Agreement

BrokerAgreement.pdf

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MetLife Auto & Home

Programs Available

Automobile, Homeowners, Personal Liability Policy

Commission Rate

MetLife Grand Protect Package: 15% new business, 13% renewals
MetLife Combo Package: 15% new business, 12% renewals
Monoline Auto, Home, and Other Products: 10% new business, 9% renewals
Youthful Driver: 8% new business, 8% renewals

Market Availability

MetLife Auto & Home is offering appointments across the majority of NJ. There are limitations in some areas. Agents must write two policies per month. Appointments are not guaranteed and are based on market capacity.

Agency Agreement

MetLife Auto & Home agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Website

metlife.com

Progressive

Programs Available

Commercial and Personal Auto, Renters, Motorcycle, Boat, Recreational Vehicle

Commission Rate

Personal Auto w/ proof of prior auto ins, no lapse in coverage and owned home NEW: 12%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and owned home REN: 8%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and no owned home NEW: 10%
Personal Auto w/ proof of prior auto ins, no lapse in coverage and no owned home REN: 8%
Personal Auto w/ No proof of prior auto ins and No owned home NEW: 8%
Personal Auto w/ No proof of prior auto ins and No owned home REN: 6%
Motorcycle: 13% new business, 8% renewals
Boat: 8% new business, 8% renewals
Recreational Vehicle: 8% new business, 8% renewals
Commercial Auto: 8% new business, 8% renewals

Market Availability

Agents must write two policies per month and be in good standing with Progressive, having never been previously terminated by Progressive.
Applicant must operate and maintain a storefront or retail location for their operation.

Agency Agreement

Please email marketing@imsaccess.com for a copy of the agreement.

RMS Hospitality Group

Programs Available

General Liability, Liquor Liability, Assault & Battery for Hospitality
Risks are written with Clear Blue Specialty and United National Group.

Franchise Food General Liability, Property Plus Workers’ Compensation
Risks are written with Crum & Forster Specialty Insurance.

Commission Rate

Clear Blue Specialty General Liability: 10% new business,10% renewals
United National General Liability: 10% new business,10% renewals
Crum & Forster General Liability, Property and Workers’ Compensation: 10% new business, 10% renewals

Market Availability

General Liability, Liquor Liability, and Assault & Battery for Hospitality Risks are available in all states except for VT and the District of Columbia. The Franchise Food package is available in all 50 states.

Agency Agreement

The RMS Hospitality Group agency agreement is between Independent Market Solutions (IMS) and RMS Hospitality Group. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

RMS-Sub-Broker-Agreement5.pdf

Website

rmshg.com

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Travelers

Programs Available

Automobile, Homeowners, Dwelling Fire, Specialty Lines

Commission Rate

See Commission Schedule

Market Availability

Years in the industry 5+ years
Years in agency 2+ years
Agency has a personal lines focus
Agency preferably has/follows a formal written business plan
Agency management system in place
Active website and social media presence required
Commitment to paperless on all new business
Agency committed to using Travelers Customer Care Center(CCC) Program
Profitable with current carriers
Account rounded focus – minimum of 8+ policies a month with Travelers

Agency Agreement

The Travelers agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

USA-AC-PS-2018.pdf

United Property & Casualty Insurance Co.

Programs Available

Homeowners, Dwelling Fire, Flood (HO3, HO4, HO5, HO6)

Commission Rate

Homeowners: 15% New All Territories, 15% Renewal
Dwelling Fire (DP3): 15% New and 13% Renewal
Flood: Written through National Flood Service 18% New, 18% Renewal

Market Availability

Statewide

Agency Agreement

The CARRIER agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

UPC-IMS-Agency-Agreement1.pdf

V3 Insurance

Programs Available

The V3iconnect Comp Program is a state of the art internet Based Workers’ Compensation program designed for single and multi-state risk with full on-line quote and bind capabilities.

Small to medium sized employers, With premium ranges between $5,000.00-$200,000.00 .
V3 accepts New Ventures in all industries other than Construction.
Experience mods between 0.75 and 1.69 - other mod ranges is a referral
Wide range of industries including but not limited to construction, servicing and manufacturing

Commission Rate

8% new business and renewals

Market Availability

The program is available in all states except Alabama.

Agency Agreement

The V3 Insurance agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

v3agencyagreement4.pdf

APPLY FOR MARKET ACCESS

Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.