NEW JERSEY

IMS-New Jersey Participating Carriers

Access to IMS is available at no charge to Big I New Jersey members, and there are no minimum premium volume requirements.

Not a member? Join!

Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.

Returning agent?

If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Kim Edgar.

Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.

Attune

Programs Available

Business Owners Policy (BOP), Workers' Compensation, Excess Liability The BOP is on Blackboard Insurance Company (AIG) and the Excess is on New Hampshire Insurance Company (AIG) paper. The WC is on Employers Insurance Company paper

Commission Rate

BOP and Excess-16% new business , 15% renewal WC- 10% new business and 8% renewal

Market Availability

BOP and Excess all states except AK, CT, MA, HI
WC Available in all states except AK, DE,HI, ND, OH, WA, WY
Bundle Solution (BOP & WC) in all states except AK, CT, DE, HI, MA, ND, OH, WA and WY

Agency Agreement

The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

attuneagencyagreement2.pdf

MetLife Auto & Home

Programs Available

Automobile, Homeowners, Personal Liability Policy

Commission Rate

GrandProtect Standard 15% new and 13% renewal, GrandProtect Combo 15% new and 12% renewal. Monoline Auto, home and other products 10% new and 9% renewal, Youthful Driver 8% new and 8% renewal

Market Availability

MetLife Auto & Home is offering appointments across the majority of NJ. They do have limitations in some areas. Agents must write two policies per month. Appointments are not guaranteed and are based on market capacity.

Agency Agreement

MetLife Auto & Home agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

MetLife Small Commercial

Programs Available

Business Owners Policy (BOP) and Commercial Auto. Writing new ventures

Commission Rate

BOP 16% new and 13% renewal, Commercial Auto 11% new and 11% renewal

Market Availability

Agency must have a non-residence license to write in other states.

Agency Agreement

MetLife Small Commercial agreement is between Independent Market Solutions (IMS) and Dovetail. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

RMS Hospitality Group

Programs Available

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks are written with Clear Blue Specialty and United National Group. Franchise Food General Liability and Property plus WC are written with Crum & Forster Specialty Insurance.

Commission Rate

Clear Blue Specialty General Liability 10% new and 10% renewal.
United National General Liability 10% new and 10% renewal.
Crum & Forster General Liability, Property and WC 10% new business and 10% renewal.

Market Availability

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks is available in all states except for VT and the District of Columbia DC. The Franchise Food package is written in all 50 states.

Agency Agreement

The RMS HG agency agreement is between Independent Market Solutions (IMS) and RMS Hospitality Group. When you agree to and e-sign the sub producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Note some programs and Excess and Surplus Lines.

Read the Agency Agreement

RMS-Sub-Broker-Agreement5.pdf

Website

rmshg.com

United Property & Casualty Insurance Co.

Programs Available

Homeowners, Dwelling Fire, Flood (HO3, HO4, HO5, HO6)

Commission Rate

Homeowners: 15% New All Territories, 15% Renewal
Dwelling Fire (DP3): 15% New and 13% Renewal
Flood: Written through National Flood Service 18% New, 18% Renewal

Market Availability

Statewide

Agency Agreement

The CARRIER agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

UPC-IMS-Agency-Agreement1.pdf

APPLY FOR MARKET ACCESS

Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.