OHIO
IMS-Ohio Participating Carriers
Members of Ohio Insurance Agents can access IMS at no charge.
*some participating carriers do have policy count per month requirements
Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.
IMS-Ohio partners with the following companies:
Personal Lines
Chubb, Progressive, Travelers, Western Reserve Group
Commercial Lines
Chubb, Coterie, Indiana Farmers, Progressive, Semsee, Western Reserve Group
Farm Lines
Indiana Farmers
Returning agent? Important Reminder:
If an agent has requested IMS carriers within the past two years, we can proceed using the existing paperwork we have on file. However, if the previous request is older than two years, updated documentation may be required before moving forward. Please email Christy Stacy for assistance.
Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.
Personal Lines: Chubb Personal Risk Services offers a multiproduct solution designed for high-net-worth individuals and families, delivering tailored coverage, proactive risk management guidance, and exceptional claims service.
Product offerings include Homeowners, Auto (personal and classic car), Valuable Articles, Primary & Excess Liability, Recreational Marine (Yachts & Boats), Flood, Personal Cyber, and Travel Insurance
Benefits include an expansive suite of risk management services, designed to prepare for, prevent, and protect your clients’ most valuable assets- complementing the insurance protection they already have through Chubb.
Commercial Lines: Chubb Commercial Insurance offers a wide range of products and coverages for businesses of every size including small businesses, lower and mid-market companies, and large multinational organizations. Working together, our underwriters, risk consulting, and claims professionals tailor industry-specific solutions for each of our clients.
Product offerings include Business Owner’s Policy (BOP) for small businesses, package policies (property and general liability) for lower & midmarket placements, auto, workers’ compensation, umbrella & excess, multi-national solutions, a suite of management liability products professional liability, cyber, inland marine, ocean cargo, environmental insurance including TankSafe, surety, and product recall.
Chubb Risk Consulting offers access to our global network of nearly 500 in-house risk engineers, who deliver customized solutions to address the unique challenges and exposures businesses encounter. Our risk engineers collaborate closely with companies to anticipate risks and help minimize potential costs.
Accident & Health: We deliver innovative accident and health insurance programs to meet the unique needs of today’s market. Insurance coverages include Business Travel Accident, Participant Accident, Student Accident, Voluntary Benefits, and Occupational Accident.
Broker and Independent Agent Compensation
Commissions paid by Independent Market Solutions
Chubb is licensed in all 50 States.
CHUBB cannot accept public domains of “Gmail”, “Yahoo”, “Hotmail”, “AOL”, “Comcast”, “Outlook”, and the like. The email must also be in the name of an individual and not a general office address. Specifically, it should include an individual’s name with a business domain, such as Gary@CompassGroupNE.com or something similar. Please provide me with an alternative email address that CHUBB can accept.
You can gain access to Chubb insurance offerings as a sub-producer to Independent Market Solutions (IMS), operating under the agency agreement in place between IMS and certain Chubb underwriting companies. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
Business Owners Policy (BOP), General Liability (GL)
How to Quote Small Business Insurance Quickly with Coterie (video)
TOP 100 Business Classes Where Coterie writes 100% Businesses
For BOP/GL: 15% new and renewal
Commissions paid by Independent Market Solutions
BOP and GL are available in all states
PL is currently available in all states except: CO, FL, IL, LA, MA, MN, MT, NH, NY, ND, VT, VA
The Coterie agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
Commercial Lines: Indiana Farmers Insurance* offers commercial products; including
Commercial Package Policy (CPP), Business Owners Policy (BOP), Commercial Auto, and
Umbrella.
Farm Lines: Indiana Farmers Insurance offers farm products, including Farmowners
Package, Farm Auto, and Umbrella.
Commercial and Farm Lines are available in Ohio and Indiana.
Commercial Lines:
•BOP – 20%
•Commercial Auto Policy – 14%
•Commercial Package Policy – 17.5%
•Commercial Umbrella – 15%
Farm Lines:
•Farmowners – 15%
•Farm Auto Policy – 14%
•Personal Auto Policy – New 14%, Renewal 13%
•Farm Umbrella – 15%
Commissions will be paid to producers/agencies by Independent Market Solutions
Indiana Farmers Insurance is licensed in Ohio and Indiana.
The Indiana Farmers Insurance agreement is between Independent Market Solutions (IMS)
and the carrier. When you agree to and execute a sub-producer agreement during this
application process, you also agree to the instructions, guidelines, policies, and
procedures, as may be contained in the Indiana Farmers Insurance agreement with IMS.
Appointments through IMS are subject to the IMS and Indiana Farmers Insurance
agreement, and sub-producers will be subject to final approval by Indiana Farmers
Insurance prior to contract and appointment. Sub-producers are appointed through a sub-
producer agreement. The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
*Indiana Farmers Insurance is a registered trademark of Indiana Farmers Mutual Insurance
Group offering products through its licensed insurers Indiana Farmers Mutual Insurance
Company and Indiana Farmers Indemnity Insurance Company. Indiana Farmers Insurance
licensed insurers are currently authorized to sell products in Kentucky, Illinois, Indiana,
and Ohio.
Commercial and Personal Auto, Renters, Motorcycle, Boat, Recreational Vehicle
Personal Auto w/ proof of prior, no lapse in coverage, safe driver, and HO NEW: 13%
Personal Auto w/ proof of prior, no lapse in coverage, safe driver, and HO REN: 8%
Personal Auto w/ proof of prior, no lapse in coverage and No HO NEW: 11%
Personal Auto w/ proof of prior, no lapse in coverage and No HO REN: 8%
Personal Auto w/ No proof of prior auto ins and No owned home NEW: 8%
Personal Auto w/ No proof of prior auto ins and No owned home REN: 6%
Motorcycle: 13% new business, 8% renewals
Boat: 8% new business, 8% renewals
Recreational Vehicle: 8% new business, 8% renewals
Commercial Auto: 8% new business, 8% renewals
Commissions paid by Independent Market Solutions
Progressive appointments are available for consideration statewide.
The Progressive agreement is between Independent Market Solutions (IMS) and Progressive. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the Progressive agreement.The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
Auto, BOP, Cyber, Cyber Surplus, Excess Liability, GL, LRO, Management Liability, MPL, Products Liability, Property, Terrorism, Motor Truck Cargo, Trucking Liability, Umbrella, Vacant Property, WC, Workplace Violence
Competitive Commissions vary by carrier and product currently range from 6-19%
Commissions paid by Carrier
Semsee has suspended new agent appointments until further notice.
The Semsee agreement is between Independent Market Solutions (IMS) and Semsee. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the Semsee agreement. The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
(Personal Lines Only) Automobile, Homeowners, Dwelling Fire, Specialty Lines
Auto – up to 10% New and Renewal
Home – up to 18% New and Renewal
Specialty Lines – Varies depending on product. Available upon Request
Commissions paid by Independent Market Solutions
Travelers has temporarily suspended partnering with new agents in Connecticut.
The Travelers agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
Personal Lines, Commercial Lines, Farm Lines Property & Casualty Carrier in Ohio and Indiana
For PL/CL/FL/Property & Casualty 10%-20% new and renewal
Western Reserve Group is accepting new appointments in Ohio. All appointments requested are reviewed by Western Reserve Group prior to acceptance. Qualifying agents must produce $250k in direct written premium in three years to maintain appointment.
The Western Reserve Group agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The agency agreement is available upon request for qualified IMS sub-producers. Please contact our team.
APPLY FOR MARKET ACCESS
Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.