Businessowners' Policy (BOP), Workers' Compensation (WC), Commercial Flood Insurance, Cyber Liability Insurance, General Liability and Professional Liability
BOP: 12.5% new business and 10% renewal
WC (Highly Preferred Classes): 14% new and 10% renewal
WC (Preferred/Standard Classes): 12% new and 10% renewal
WC (Non-Preferred Classes): 10% new and 8% renewal
Flood: 10% new business and 8% renewal
GL and PL: 15% new and 12.5% renewal
Cyber: 15% new and 15% renewal
Commissions paid by Carrier
All lines of business noted above are available in the state of Georgia.
The Attune agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Personal Lines: Chubb Personal Lines offers a multiproduct solution designed for high-net-worth clients, delivering tailored coverage, proactive risk management guidance, and exceptional claims service.
Core product offerings are Homeowners, Auto (personal and classic car), Valuable Articles, Primary & Excess Liability, Recreational Marine (Yachts & Boats), and Farm & Ranch.
Commercial Lines: Chubb Commercial Insurance provides coverages for small business and lower middle market segments. Working together, our underwriters, risk, and claims professionals tailor industry-specific solutions for each of our clients.
Core product offerings include Business Owner’s Policy (BOP), package policies (general liability and property liability), auto, workers’ compensation, umbrella/excess, international solutions, management liability, professional liability, cyber, inland marine, ocean cargo, environmental solutions, Tank Safe, surety, and product recall.
Accident & Health: We deliver innovative accident and health insurance programs to meet the unique needs of today’s market. Insurance coverages include Business Travel Accident, Participant Accident, Student Accident, Voluntary Benefits, and Occupational Accident.
Broker and Independent Agent Compensation
Commissions paid by Independent Market Solutions
Chubb is licensed in the state of Delaware and is currently accepting appointments for both personal and commercial lines offerings.
Notice: Chubb does not accept email addresses with public domains of “Gmail”, “Yahoo”, “Hotmail”, “AOL”, “Comcast” and the like. The email must also be in the name of an individual and not a general office address. Specifically, it should include an individual’s name with a business domain, such as Frank@insuranceagency.com or something similar. Insurance@insuranceagency.com would not be acceptable. When applying for market access for Chubb you must have an email that adheres to this requirement.
The Chubb agency agreement is between Independent Market Solutions (IMS) and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The contract will be provided after the appointment is approved by Chubb.
Personal Lines: Chubb Personal Risk Services offers a multiproduct solution designed for high-net-worth individuals and families, delivering tailored coverage, proactive risk management guidance, and exceptional claims service.
Product offerings include Homeowners, Auto (personal and classic car), Valuable Articles, Primary & Excess Liability, Recreational Marine (Yachts & Boats), Flood, Personal Cyber, and Travel Insurance
Benefits include an expansive suite of risk management services, designed to prepare for, prevent, and protect your clients’ most valuable assets- complementing the insurance protection they already have through Chubb.
Commercial Lines: Chubb Commercial Insurance offers a wide range of products and coverages for businesses of every size including small businesses, lower and mid-market companies, and large multinational organizations. Working together, our underwriters, risk consulting, and claims professionals tailor industry-specific solutions for each of our clients.
Product offerings include Business Owner’s Policy (BOP) for small businesses, package policies (property and general liability) for lower & midmarket placements, auto, workers’ compensation, umbrella & excess, multi-national solutions, a suite of management liability products professional liability, cyber, inland marine, ocean cargo, environmental insurance including TankSafe, surety, and product recall.
Chubb Risk Consulting offers access to our global network of nearly 500 in-house risk engineers, who deliver customized solutions to address the unique challenges and exposures businesses encounter. Our risk engineers collaborate closely with companies to anticipate risks and help minimize potential costs.
Accident & Health: We deliver innovative accident and health insurance programs to meet the unique needs of today’s market. Insurance coverages include Business Travel Accident, Participant Accident, Student Accident, Voluntary Benefits, and Occupational Accident.
Farm & Ranch: From hobby homesteads to apple orchards, cattle ranches to corporate farming operations - and everything in between – Chubb has the flexibility to customize an insurance program to specifically fit the needs of your clients.
Broker and Independent Agent Compensation
Commissions paid by Independent Market Solutions
Chubb is licensed in all 50 States.
You can gain access to Chubb insurance offerings as a sub-producer to Independent Market Solutions (IMS), operating under the agency agreement in place between IMS and certain Chubb underwriting companies. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. The sub-producer agreement will be provided after the appointment is approved by Chubb.
The commercial surety market includes numerous types of bonds categorized as court judicial, court fiduciary, public official, license and permit, and many miscellaneous bonds that include guarantees of financial performance. CNA Surety companies also write fidelity bonds, which cover losses arising from employee dishonesty and errors & omissions liability insurance. Contract bonds guarantee the performance of obligations covered by a written agreement between two parties. The most common types include bid, performance, and payment bonds.
CNA Surety understands the needs of its customers and has built itself to be responsive, flexible, and focused on satisfying the unique requirements of each one of its customers. We can provide custom-tailored surety solutions to virtually all segments of the market, regardless of size or circumstance. This explains our continued success and validates our potential for growth.
For each bond that we write, our insurance producer is paid a commission that is based upon a percentage of the bond premium. That percentage varies based upon a number of factors some of which are: the type of bond, state of the bond obligation, and contractual arrangements with producers. We offer our producers a competitive commission package to complement our outstanding service capabilities. A schedule of commissions will be provided during the appointment process.
Commissions paid by Independent Market Solutions
CNA Surety provides a full range of surety and fidelity bonds in all 50 states, Canada and Puerto Rico. CNA Surety has the capacity, experience, and dedication to serve a full range of bonding needs, from the smallest commercial bonds to multi-million dollar contract bonds.
The Agency agreement is between CNA Surety and Independent Market Solutions (IMS). When you agree to and e-sign the IMS sub-producer agreement, you also agree to all of the terms and conditions contained within the CNA Agency agreement, which will be provided during the appointment process.
Business Owners Policy (BOP), General Liability (GL), Professional Liability (PL)
How to Quote Small Business Insurance Quickly with Coterie (video)
TOP 100 Business Classes Where Coterie writes 100% Businesses
For BOP/GL/PL: 15% new and renewal
Commissions paid by Independent Market Solutions
BOP and PL is available in all states
PL is currently available in all states except: CO, FL, IL, LA, MA, MN, MT, NH, NY, ND, VT, VA
The Coterie agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Artisan Contractors, Licensed Trades, Residential and Commercial Contractors, Personal Services, Event Services, Pet Services, eCommerce, Home-based Commerce Business, Online Marketplace Sellers (Amazon etc.)
15.5% new business
13% renewal
Contractors and Personal Services (no eCommerce)
No location restriction on any classes except exterior contracting work in the NYC boroughs
Cross-state work accepted
No product sourcing restriction for ecommerce classes
New ventures accepted
100% insured sub contractors accepted
No new construction work
Foxquilt appointment gives the sub producer direct access to the agenbt portal - Foxden - for instant quote, bind and manage access. The Foxquilt agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Homeowners (HO3), Condo (HO6) , Dwelling Fire (DP3) and Commercial General Liability
Homeowners (HO3), Condo (HO6) , Dwelling Fire (DP3) - 15% New and 15% Renewal
Commissions paid by Carrier
Heritage has temporarily suspended partnering with new agents in Georgia.
The Heritage Insurance agency agreement is between the Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Commercial and Personal Auto, Renters, Motorcycle, Boat and Recreational Vehicles
Personal Auto w/ proof of prior, no lapse in coverage, safe driver, and HO NEW: 13%
Personal Auto w/ proof of prior, no lapse in coverage, safe driver, and HO REN: 8%
Personal Auto w/ proof of prior, no lapse in coverage and No HO NEW: 11%
Personal Auto w/ proof of prior, no lapse in coverage and No HO REN: 8%
Personal Auto w/ No proof of prior auto ins and No HO NEW: 8%
Personal Auto w/ No proof of prior auto ins and No HO REN: 6%
Motorcycle NEW: 13%
Motorcycle REN: 8%
Boat NEW: 8%
Boat REN: 8%
Recreational Vehicle NEW: 8%
Recreational Vehicle REN: 8%
Commercial Auto NEW: 8%
Commercial Auto REN: 8%
Commissions paid by Independent Market Solutions
Agents must write two policies per month.
Must be in good standing with Progressive
Must not have been previously terminated by Progressive
Applicant must operate and maintain a storefront or retail location for their operation
Agency must maintain both and agency license and a producer license
Please email marketing@imsaccess.com for a copy of the agreement.
Personal Lines: Pet Insurance
Prudent Pet offers Comprehensive Accident & Illness plans or Accident-Only plans, with the ability to customize coverage and pricing options that work best for your customer’s budget. Pet insurance works on a reimbursement basis. The customer pays the vet directly, then submits their bill and we reimburse eligible expenses.
Annual limits from $2,500 to Unlimited
Deductibles from $100 to $1,000
Reimbursement Rates at 70%, 80% and 90%
Optional Coverage add-on’s include: Veterinary Exam Fee Coverage and/or Optional Wellness Coverage.
All Lines- 18% new business, 10% renewal
Commissions paid by Carrier
Personal Lines: Prudent Pet insurance is available statewide. Company requires a minimum of 100 policyholders for appointment consideration.
The Prudent Pet agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
General Liability, Liquor Liability & Assault & Battery for Hospitality Risks are written with Clear Blue Specialty and United National Group. Franchise Food General Liability and Property plus WC are written with Crum & Forster Specialty Insurance.
Clear Blue Specialty General Liability 10% new and 10% renewal.
United National General Liability 10% new and 10% renewal.
Crum & Forster General Liability, Property and WC 10% new business and 10% renewal.
Commissions paid by Carrier
General Liability, Liquor Liability & Assault & Battery for Hospitality Risks is available in all states except for VT and the District of Columbia DC. The Franchise Food package is written in all 50 states.
The RMS HG agency agreement is between Independent Market Solutions (IMS) and RMS Hospitality Group. When you agree to and e-sign the sub producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Note some programs and Excess and Surplus Lines.
Auto, BOP, Cyber, Cyber Surplus, Excess Liability, GL, LRO, Management Liability, MPL, Products Liability, Property, Terrorism, Motor Truck Cargo, Trucking Liability, Umbrella, Vacant Property, WC, Workplace Violence
Competitive Commissions vary by carrier and product currently range from 6-19%
Commissions paid by Carrier
The Semsee agreement is between Independent Market Solutions (IMS) and Semsee. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the Semsee agreement.
(Personal Lines Only) Automobile, Homeowners, Specialty Lines
Auto – up to 10% New and Renewal
Home/Landlord – up to 13% New and Renewal
Specialty Lines – Varies depending on product. Available upon Request
Commissions paid by Independent Market Solutions
Agency is operational for a minimum of 3 years.
Agency must operate and maintain a retail location for their operation
Size of agency staff 3+
Agency preferably has and follows a formal written business plan
Automation is in place. Agency management system as well as a comparative rater.
Agency has a personal lines focus, with a strong quote flow, and an appetite to grow their agencies preferred auto and umbrella insurance.
Minimum new business expectation is 2-3 preferred auto/umbrella sales a month with Travelers.
Profitable with current carriers
Agency committed to using Travelers Customer Care Center(CCC) Program
Travelers has temporarily suspended partnering with new agents in Georgia.
The Travelers agency agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Contract will be provided after appointment approved by Travelers.
Treaty Oak is the exclusive program manager for Alpine Transportation Insurance Risk Retention Group, "A" rated by Demotech.
Long-Haul Program – dry van/flatbed/reefer
Sand & Gravel Program – 100% S&G operation no mixed loads
Frac Sand Program – 100% Frac operation no mixed loads
Requirements:
Required 2 years of experience
1-10 power units
We write new ventures (with clean MVRs/no losses up to 2 years)
International Drivers Considered
MVR's / Loss Runs (currently valued, 3 years)
10% on New Business and Renewals
Commissions paid by Independent Market Solutions
Treaty Oak is writing Commercial Auto Liability, Physical Damage, Cargo, and Truckers General Liability in five states at this time: Texas, Oklahoma, Georgia, North Carolina and South Carolina
Treaty Oak General Agency's Producer Agreement is between Independent Market Solutions (IMS) and the carrier. When you agree to and e-sign the sub-producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.
Recent Comments