CALIFORNIA

IMS-California Participating Carriers

Access to Independent Market Solutions Insurance Services is available at no charge to Independent Insurance Agents and Brokers of California members, and there are no minimum premium volume requirements.

Not a member? Join!

Appointments are based on mutually beneficial and profitable relationships, and no appointments are guaranteed.

Returning agent?

If you have previously submitted an application and want to request a sub-appointment for a new or additional carrier, please email Kim Edgar.

Agency appointments are not guaranteed. Annual New Business production commitment is required for consideration. Agency is responsible for all producer licensing fees.

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Attune

Programs Available

Business Owners Policy (BOP), Workers' Compensation, Excess Liability The BOP is on Blackboard Insurance Company (AIG) and the Excess is on New Hampshire Insurance Company (AIG) paper. The WC is on Employers Insurance Company paper

Commission Rate

BOP and Excess-16% new business , 15% renewal WC- 10% new business and 8% renewal

Market Availability

BOP and Excess all states except AK, CT, MA, HI
WC Available in all states except AK, DE,HI, ND, OH, WA, WY
Bundle Solution (BOP & WC) in all states except AK, CT, DE, HI, MA, ND, OH, WA and WY

Agency Agreement

The Attune agency agreement is between Independent Market Solutions Insurance Services and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

attuneagencyagreement.pdf

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Cowbell Cyber

Programs Available

Cyber
Admitted and A Rated

Excluded Classes
Utilities, Satellite Communications, Data Processing, Hosting, Aviation, Cannabis, and Public
Colleges and Universities, Accounts with claims.

Limits from $50,000 to $5,000,000
Accounts up to $100M in revenue
Instant quote, bind, issue
Direct bill

Commission Rate

12%

Market Availability

Admitted coverage in AZ, CA, CO, GA, IN, IA, IL, MI, MN, MS, NE, NV, OH, OR, PA, TX, UT, WI.

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JIBNA

Programs Available

Personal Jewelry

Commission Rate

20% on new business (fully complete submissions)
10% on renewals and endorsements

Market Availability

Available in all states and DC (approved but currently not writing in Kentucky)
Individual item limit $500,000; Schedules $2.5 million (higher limits available)
Minimum premium $50 (Worldwide coverage)
No blanket coverage
Special perils (All Risk) coverage including mysterious disappearance
No-deductible standard coverage (100/250/500/1000 available)
Exposure rated
Older appraisals (typed) acceptable

Agency Agreement

The JIBNA (Jewelry Insurance Brokerage of North America) agency agreement is between
Independent Market Solutions Insurance Services and JIBNA.  When you agree to and e-sign the sub-
producer agreement during this application process, you also agree to the instructions,
guidelines, policies and procedures contained in the agency agreement

Read the Agency Agreement

BrokerAgreement10.pdf

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MetLife Auto & Home

Programs Available

Automobile, Homeowners, Personal Liability Policy

Commission Rate

MetLife Grand Protect Package 15% new and 13% renewal
MetLife Combo Package 15% new and 12% renewal.
Monoline Auto, home and other products 9% new and 8% renewal
Youthful Driver 8% new and 8% renewal

Market Availability

MetLife Auto & Home is considering Personal Lines appointments in the following counties: Fresno, Kern, Kings, Madera, Merced, Orange, San Diego, Stanislaus, and Tulare

Agency must have a minimum of 2 years agency ownership experience.
Agency must have a minimum of 1 additional Staff member and a predominately Personal Lines Agency.
We will not consider Start-up Agencies, auto dealership, non-standard, or work from home agencies.
Agency must write a minimum of 2 Policies a month to maintain the appointment.
Agency must have consistent monthly flow of multi-line, package business.
Agency must have a direct appointment with at least 1 or more Preferred Carriers.
Agency must be Profitable with current Carriers.
Agency must not have been previously terminated by Metlife Auto & Home.
Agency must fully complete the MetLife Profile form in its entirety to be considered. (provided in market access application confirmation).
Appointments are not guaranteed and are based on market capacity.
MetLife is no longer accepting Commercial Lines Appointments.

Agency Agreement

MetLife Auto & Home agency agreement is between Independent Market Solutions Insurance Services and the carrier. When you e-sign the sub-producer agreement during the application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Read the Agency Agreement

Website

metlife.com

Progressive

Programs Available

Auto- Personal NEW: 10%

Auto- Personal REN: 8%

Motorcycle NEW: 13%
Motorcycle REN: 8%
Boat NEW: 8%
Boat REN: 8%
Recreational Vehicle NEW: 8%
Recreational Vehicle REN: 8%
Snowmobiles NEW: 8%
Snowmobiles REN: 8%

Market Availability

Progressive is making appointments across the state of CA and will assess each agency opportunity to determine appointment status.

Agents must write two auto policies per month.
Agency must have access to three or more auto carriers. At least 1 of those appointments must be with a preferred carrier. Production and Loss Ratio reports will be required with submission.
Agency must have 1 year agency ownership experience (This can be with a different agency)
Must be in good standing with Progressive
Must not have been previously terminated by Progressive
Applicant must operate and maintain a storefront or retail location for their operation

**Please make sure you provide a complete list of agency staff on the web application, where applicable, and to email marketing@imsaccess.com where additional information is required and not available to provide on the web application. Agency directory- This includes a list of all licensed owners, producers, agents, brokers and CSR’s for the agency.

Agency Agreement

Please email marketing@imsaccess.com for a copy of the agreement.

RMS Hospitality Group

Programs Available

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks are written with Clear Blue Specialty and United National Group. Franchise Food General Liability and Property plus WC are written with Crum & Forster Specialty Insurance.

Commission Rate

Clear Blue Specialty General Liability 10% new and 10% renewal.
United National General Liability 10% new and 10% renewal.
Crum & Forster General Liability, Property and WC 10% new business and 10% renewal.

Market Availability

General Liability, Liquor Liability & Assault & Battery for Hospitality Risks is available in all states except for VT and the District of Columbia DC. The Franchise Food package is written in all 50 states.

Agency Agreement

The RMS HG agency agreement is between Independent Market Solutions Insurance Services and RMS Hospitality Group. When you agree to and e-sign the sub producer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement. Note some programs and Excess and Surplus Lines.

Read the Agency Agreement

RMS-Sub-Broker-Agreement9.pdf

Website

rmshg.com

V3 Insurance

Programs Available

The V3iconnect Comp Program is a state of the art internet Based Workers’ Compensation program designed for single and multi-state risk with full on-line quote and bind capabilities.

Small to medium sized employers, With premium ranges between $5,000.00-$200,000.00 .
V3 accepts New Ventures in all industries other than Construction.
Experience mods between 0.75 and 1.69 - other mod ranges is a referral
Wide range of industries including but not limited to construction, servicing and manufacturing

Commission Rate

Commission rate is 8% new and renewal

Market Availability

The is a nationwide program that is available in all states except Alabama

Agency Agreement

The V3 agency agreement is between Independent Market Solutions Insurance Services and the carrier. When you agree to and e-sign the subproducer agreement during this application process, you also agree to the instructions, guidelines, policies, and procedures contained in the agency agreement.

Read the Agency Agreement

v3agencyagreement.pdf

APPLY FOR MARKET ACCESS

Independent Market Solutions facilitates relationships between agents who are unable to secure company appointments due to any number of reasons, and carriers with an appetite for writing coverage.